United Healthcare is a worldwide health insurance company that is home to 115 million members. Ranked #5 on the Fortune 500 list of largest United States corporations by total revenue, United Healthcare sits at the top of the health insurance field as the largest healthcare company in the world.
According to United Healthcare themselves, they focus on integrity, compassion, relationships, innovation, and performance to best serve their members. About 2.5 million employee hours have been volunteered to help build healthier communities. Over the past 14 years, United Healthcare has donated $308 million through their social responsibility program. As of today, United Healthcare brings in a whopping $226.2 billion in revenue.
What Does United Healthcare Cover?
United Healthcare is known for its medical, dental, and vision coverage, as well as its coverage of Medicaid and Medicare, to name a few. What many members might not realize is that United Healthcare is also devoted to providing coverage for those who require professional treatment for substance use disorders. In fact, United Healthcare has a subdivision known as United Behavioral Health, which is where the resources and coverage options for addiction treatment are offered.
While the amount of coverage will depend on the plan the member has, his or her treatment needs, and where he or she is looking to be treated, United Healthcare typically provides full or partial coverage for the following addiction treatment services:
- Inpatient hospital detox
- Outpatient detox
- Inpatient treatment
- Outpatient treatment
United Healthcare is not only dedicated to helping those in need to receive the care necessary to get sober and into recovery, but they also conduct preventive care visits that include screening for substance use disorders and counseling.
As with most insurance companies, United Healthcare requires members to pay a deductible prior to receiving full or partial coverage for a service. Specifically related to United Healthcare, most plans require members to pay anywhere from 20%-30% before receiving coverage. There are also limitations on how much a member can spend on a co-pay for certain outpatient treatment visits.
Verifying Coverage and Finding the Most Appropriate Treatment
Before making any commitments to addiction treatment of any kind, it is imperative to contact a representative at United Healthcare. Determining what coverage you or your loved one has can help better shape the treatment that is received and can help prevent fees from getting racked up during the treatment process.
When contacting a United Healthcare representative, inform him or her of what you or your loved one are looking for in relation to addiction treatment. The more information that your representative has, the more that he or she can help you or a loved one get the most appropriate treatment possible.
If you are considering addiction treatment for yourself or a loved one, call United Healthcare first. Find out what your options are so that you can make the best healthcare decisions prior to jumping in head first into treatment. Doing so will give you the power to better shape the care that you receive so that you can live happily without the presence of a substance use disorder.